Assignment of overdraft facilities

Increase your operating results

The ratio between the granted overdraft facilities and the regular income has to be checked once per year. The expenditure resulting hereof will relate to enormous resources.  

We show you how to process inconvenient obligatory tasks by using an efficient process and even increase the profits and reduce the risks. 

We establish this efficient process for you on the basis of our knowledge and an intelligent and practice-proven software solution.

Your package offer includes the following modules:

  • coordinate mutual optimization targets
  • analyse existing overdraft facilities
  •  determine need of changes
  • decision templates for modifications  
  • optimized work processes for market and back office
  • create all necessary documents 
  • adaptation in the core banking system 

Your advantages

  • You will increase your benefits. 
  • You will reduce your equity commitment.
  • You will fulfil the legal requirements of VKR and Distance Selling Act.
  • You do not have to build professional or technical knowledge.
  • You will only need minimum in-house personal resources. 
  • You will unburden your employees who can completely focus on the communication with your customers.

Our software Dispokredit 2is the technical basis of the adaptation of overdraft facilities which is already successfully used at 25 credit institutes.


Are you interessted in our consutling services? Do not hesitate to send an e-mail or to give us a call. We look forward to helping you.